About Athenic
A self-directed Roth IRA and Traditional IRA platform for DeFi users who already live on-chain — and want their strategy in a tax-advantaged wrapper.
You keep control of your wallet and keys. We help structure the account around it so it plays by IRS rules.
Why Athenic Exists
If you already use DeFi, you know the pain: every swap, LP position, and rebalance can turn into a taxable event. Meanwhile, traditional IRA providers don't really understand wallets, on-chain risk, or how you actually use crypto.
Athenic exists to close that gap — to give DeFi-native investors a way to run their on-chain strategies inside a tax-advantaged IRA structure, without handing their keys to a third party or being forced into a custodial interface they don't want to use.
Who Athenic Is For
Athenic is not a beginner platform. It's built for people who already know how to:
- Use self-custodied wallets like MetaMask, Phantom, or hardware wallets.
- Navigate DeFi protocols, DEXes, and yield strategies on chains like Ethereum, Solana, Base, Avalanche, and Polygon.
- Think in terms of long-term compounding, not just short-term PnL.
If you don't already use self-custody and DeFi, Athenic probably isn't the right starting point.
What Athenic Does
- Helps you open a self-directed Roth IRA or Traditional IRA that's structured for on-chain activity.
- Works with a regulated IRA custodian for the underlying retirement account.
- Supports a dedicated IRA-only wallet address that you create and control.
- Provides reporting and coordination so your activity can be tracked for IRA and tax purposes.
- Uses flat, transparent pricing instead of assets-under-management fees.
What Athenic Doesn't Do
- We don't take custody of your crypto, private keys, or seed phrase.
- We don't tell you what to buy or manage your portfolio for you.
- We don't promise yields, returns, or risk-free strategies.
- We don't provide legal, tax, or investment advice — you're in control.
Where We Are Today
Athenic is live and onboarding users in batches. That lets us stay close to each cohort, keep support responsive, and make sure the product and workflows stay aligned with compliance and real user behavior.
We focus on DeFi-native early adopters first — people who are already deep in the ecosystem and want to wrap part of their strategy in a Roth IRA or Traditional IRA instead of a purely taxable account.
As the product matures, we'll continue expanding supported chains, tooling, and integrations around the core IRA experience.
How We Think About Safety and Rules
Self-directed IRAs come with real responsibilities: no self-dealing, no mixing personal and IRA wallets, no using IRA assets for personal benefit, and respect for the IRS's disqualified person rules.
Our job is to design the flows, structure, and reporting so that a DeFi-native user has a clear, realistic path to staying within those rules — while still using the tools and protocols they like.
We can't remove risk from crypto or DeFi. But we can help you avoid obvious structural mistakes when you choose to use an IRA for part of your on-chain strategy.
Disclaimer: Athenic does not provide investment, tax, or legal advice. We are not a custodian, broker, exchange, or investment adviser. Athenic provides technology and administrative support for self-directed IRA structures; users control their wallets, assets, and decisions. Cryptocurrency and DeFi involve risk and may result in loss of principal. Consult a licensed professional for advice specific to your situation.
Ready to See If Athenic Is a Fit?
If you already use self-custodied DeFi and want to explore wrapping part of your strategy in a Roth IRA or Traditional IRA, we'd love to talk.