Legal & Disclosures
Important information about how Athenic works, what we do and don't do, and the risks associated with crypto and DeFi inside a self-directed IRA.
Who Athenic Is (and Isn't)
Athenic LLC ("Athenic") is a technology platform that helps users establish and operate self-directed Roth and Traditional IRAs designed for on-chain activity. Athenic is not an exchange, custodian, trust company, broker, dealer, broker-dealer, investment adviser, investment manager, or funding portal.
Athenic is not affiliated with—and does not endorse—any cryptocurrency, blockchain token, protocol, or investment strategy.
We provide the technology, workflows, and administrative routing needed to support a self-directed IRA structured for crypto and DeFi. You choose how to use your IRA; Athenic does not direct or manage your investments.
Custodian Relationship
Athenic is not the custodian of your IRA. All IRAs are opened with and legally held by a regulated third-party custodian. The custodian owns the IRA assets and handles all IRS-required reporting for the account.
Athenic provides the IRA-owned LLC formation, wallet infrastructure guidance, transaction routing tools, and ongoing administration necessary to maintain the self-directed structure. Athenic does not have authority over your account, investment decisions, or assets.
No Investment, Tax, or Legal Advice
Nothing on this website constitutes investment, tax, financial, or legal advice. All content is for informational purposes only and is not tailored to any specific individual.
You are solely responsible for your own investment decisions and should consult qualified professionals before taking action. Athenic does not recommend or endorse any asset, protocol, chain, wallet, security, yield strategy, or investment approach.
Not an Offer or Solicitation
Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, cryptocurrency, or investment strategy. Mentions of third-party services, protocols, chains, or assets are strictly for informational and illustrative purposes.
Self-Custody & Key Responsibility
Athenic does not hold private keys, seed phrases, or wallet credentials. Users control their own wallets at all times, including the IRA-dedicated wallet required for compliance. Losing access to your wallet may result in the permanent loss of IRA assets. You are solely responsible for secure key management.
Risks of Cryptocurrency and DeFi
Cryptocurrency markets are volatile and speculative. Prices can fluctuate significantly and may result in total loss of principal.
DeFi protocols introduce additional risks, including (but not limited to):
- Smart contract failure or exploits
- Protocol insolvency
- Bridge and cross-chain risks
- Oracles, liquidity, or governance failures
- Stablecoin de-pegs
- Slashing or validator risk
- Counterparty and operational failures
Athenic makes no guarantees regarding yield, performance, protocol safety, liquidity, or future outcomes.
Accuracy, Completeness, and "As-Is" Information
All information on this website is provided "as is" and may contain inaccuracies or omissions. Athenic makes no representation or warranty as to the accuracy, completeness, or timeliness of any information presented. We are not obligated to update content as markets, regulations, or technology evolve.
Third-Party Links and Services
Athenic may reference or link to third-party sites, wallets, custodians, protocols, tools, or services. Athenic does not control these third parties and is not responsible for their security, accuracy, performance, or compliance. Use of third-party tools is at your own risk.
Eligibility & Jurisdiction
Athenic's services are intended only for U.S. taxpayers eligible to open U.S. IRAs. Nothing on this website is intended for users in jurisdictions where such services would be illegal or restricted.
Limitation of Liability
To the fullest extent permitted by law, Athenic disclaims all liability for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website, the Athenic platform, or any information provided herein.
Updates to These Disclosures
Athenic may update this Legal & Disclosures page at any time. Continued use of the website indicates acceptance of any updates.