Simple, Transparent Pricing for DeFi IRAs
Two plans for self-custodied DeFi users: one for a single primary chain, one for multi-chain power users.
No AUM fees. No trading restrictions. Built for DeFi-native investors.
Core
For DeFi users on a single primary chain.
Flat pricing. No assets-under-management fees.
- Self-directed Roth or Traditional IRA
- IRA setup and annual administration
- Includes 1 on-chain IRA address
- Works with any one supported chain
- 1 rollover included
- Additional rollovers: $99 each
- Contribution support for new deposits
- Standard custodian reporting (1099-R, 5498)
- Standard email support
Pro
For multi-chain users and larger balances.
Built for active, multi-chain DeFi strategies.
- Everything in Core
- Up to 3 on-chain IRA addresses
- Use all supported chains
- Extra addresses available
- Unlimited rollovers included
- Priority rollover processing
- Priority onboarding (faster batches)
- Priority support
- Faster on-ramp / banking coordination
- Year-end document check
- Account paperwork updates included
What Every Plan Includes
Regulated IRA custodian for the underlying retirement accounts
IRA architecture built for on-chain activity
Self-custody–friendly workflows (you keep control of your wallet and keys)
Compliance-supporting reporting and tax documents
A Quick Note on Fees
Athenic charges a flat setup fee and monthly administration fee. We do not charge based on assets under management and we do not take a cut of your trades.
Your IRA custodian or banking partners may have their own standard fees, which are disclosed during onboarding. On-chain gas fees are always your responsibility.
Pricing Questions, Answered
Not Sure Which Plan Is Right for You?
If you already use self-custodied DeFi, we can help you decide the best way to wrap your strategy in a tax-advantaged Roth or Traditional IRA.